I was not very keen on joining the family business... there were 14 family members working together, and it worried me that I would not have enough individuality.
If companies are able to raise equity from the market, then their problems for financing incomplete projects will come to end. Investment cycle in the capital market can kick-start with the money of savers and investors.
I am a believer in the journey and enjoying the journey.
If what you create does not outlive you, then you have failed.
It is possible that the digital world may change the need for physical branches. We will continue to add branches incrementally, but we will reach a point - whether it is 1,500, 1,800 or 2,000 branches - where we will say enough is enough.